Get your card data back in your own hands
Built on Basis Theory's PCI Level 1 base — cards are tokenized on capture, plaintext never touches your servers. You own the right to use the card data, without carrying the compliance burden.
The vault model: one foundation, two payoffs
The core is one line — the card token isn't locked to any single PSP. From that alone, two direct payoffs.
① Banned account, subscription lives on
If an account / PSP is banned overnight, renewals charge a backup PSP with the same token — members never notice, no lost orders. The lifeline for subscription and short-drama businesses.
② +5–10% payment success
A charge declined by PSP A retries on PSP B with the same token — the same charge via another route often goes through. The industry commonly lifts approval by ~5–10% (actual depends on your decline mix and backup channels).
Note: automatic failure cascade / rerouting is done by Flow orchestration (coming soon); the vault is its prerequisite — cards are already in your name, so upgrading is zero-migration. On compliance, plaintext never touches your environment, shrinking your PCI scope.
Capabilities
Card tokenization
Swap the real PAN for a meaningless token; plaintext goes to the compliant vault, you store only tokens.
Network tokens
Tokens stay valid when cards expire or change, improving renewal success and fraud performance.
Account updater
New card details sync automatically when a card changes, plugging mass renewal failures from expired cards.
Secure capture elements
Embedded fields tokenize the card in the user’s browser — never touching your front or back end.
Neutral proxy forwarding
Charge any PSP using the token. One vault, integrate with anyone.
Data residency / private
Choose where data lives per regional rules; Enterprise supports private deployment.
How it works
Tokenize on capture
The user types their card, it’s tokenized on the spot, plaintext never hits your servers.
Tokens in your name
Your system stores only tokens, callable any time.
Charge any channel
Add orchestration later (routing/cascade/card updates) with zero migration.
Get the card back first — flexibility comes after
We'll walk the path with you.